From restoring your health to boosting your fitness level, physiotherapy goes a long way toward improving your quality of life. However, it often requires long-term treatment plans or costly procedures for which financing is needed.
Due to the numerous health insurance policies available and types of care provided within the scope of physiotherapy, whether insurance covers their treatment is a valid concern for many. From this article, you’ll discover whether Cigna covers physiotherapy, and if so, in what form.
Physiotherapy for Cigna Patients
To ensure a full refund, it’s in your best interest to work with a Cigna-approved care provider. Cigna maintains the right to refuse with any outside provider, which means you won’t be reimbursed for your out-of-pocket therapy expenses.
In addition, in-house care providers will do everything to get your treatment approved by Cigna because this is included in their contract. By using a Cigna-approved physiotherapist, you won’t have to worry about technicalities, and you’ll be able to concentrate on your recovery.
Physiotherapy for Cigna patients is supplied by licenced physicians who are experts in their fields and have a proven record of providing the best care possible. They’ll perform all the steps from the initial exam through the diagnosis to the treatment. This latter also includes follow-up and discussing your daily activities outside the therapeutic sessions.
Cigna patients have access to a wide range of specialists, including board-certified therapists working in areas such as orthopaedics, neurology, cardiac rehabilitation, cancer treatment, wound care, and paediatric physiotherapy.
Cigna Therapy Coverage
Cigna is one of the major insurance companies that cover physiotherapy in their plans. That said, Cigna offers a broad range of policies, and you should always check your insurance policy for relevant information.
For example, Cigna will typically cover care that addresses an underlying medical condition. The degree of coverage depends on your specific policy. With some plans, you can get a full refund for your treatment, while other policies will only allow for partial reimbursement.
Moreover, Cigna only covers only care that’s absolutely medically necessary. Regardless of your policy, you’ll need to provide proof of your diagnosis and that physiotherapy is fundamental for restoring your health. This proof is provided by the physiotherapist in charge of your treatment. Make sure you consult your therapist about payment and emphasize the importance of insurance coverage.
Does Cigna Cover Occupational Therapy?
Cigna has several plans and policies covering occupational therapy. After establishing the medical need for this type of therapy, they can help you regain and build skills fundamental for an independent and healthy lifestyle.
All Cigna-approved occupational therapists are licensed at the professional level and have plenty of experience in their field. They work with people of all ages who, because of injury, illness, or any other medical condition, require help regaining their mobility and living a more fulfilling life.
Are the One Body LDN team Cigna Physiotherapy Providers?
One Body LDN is a Cigna – approved physiotherapy provider. Their proven expert physiotherapists offer a resolution for a wide range of neuromusculoskeletal issues, including pain, loss of mobility and improved performance.
They aim to provide treatment as soon as possible, reducing waiting times and helping every patient feel better.
As Cigna physiotherapy providers, the One Body LDN team offers an accurate diagnosis, efficient care and treatment plan, tailored sessions, follow-ups, and supervision to make your recovery as efficient as possible.
With them, you will not have to miss your sessions due to them being too difficult or not challenging enough. The therapists at One Body LDN are trained to notice how the treatment is affecting the patient’s body right away and if needed, they’ll change the course of the treatment immediately.
To ensure your body performs the best, the therapists will ensure you receive instant pain relief and teach you how to avoid pain and injuries in the future.
One Body LDN offers Cigna-covered services in the fields of physical therapy and osteopathy. These treatments are often applied alongside various deep tissue, acupuncture, strength and conditioning techniques and are incorporated into unique treatment plans designed to treat underlying medical conditions.
Each patient receives a collaborative, advisory and consultative experience from the same therapist during their entire treatment course.
The fully trained One Body therapists are waiting to start your physio and deep tissue massage treatments today.
Click here to book your treatment session.
We look forward to seeing you.
What is Cigna International Health Insurance?
Cigna’s International Medical Plans can be tailored to meet any medical necessity. They offer a support network of 1.65 million hospitals and medical professionals in over 200 countries and territories across the globe.
The medical care essentials contained in these plans include hospital stays and treatments provided by Cigna doctors and nurses.
Cigna International Health Insurance also offers whole health care support through all the necessary tools, products and solutions. One of these tools is a digital portal to securely store important medical documents while travelling.
Cigna patients have a 24/7 international customer service centre at their disposal. Here, they can get help in over 50 different languages. Quotes for treatment and coverage are available in as little as two minutes, while additional coverage can be purchased online in just ten minutes.
Does Cigna Cover Chiropractic Care?
Cigna’s coverage for chiropractic care depends on the specific insurance plan and type of care received. Typically, only chiropractic manipulation and therapeutic procedures that are medically necessary are covered.
You will also have to provide proof that the treatment is necessary for restoring neuromusculoskeletal function and that it’s performed by a licensed doctor practising within the scope of their chiropractic license as defined by law in their state of residence.
Does Cigna Cover Osteopathy?
Cigna covers a broad range of osteopathic treatments, including surgeries and physical therapy. In order to receive full or partial treatment for your treatment, the care must be performed by a licensed osteopathic physician approved by Cigna.
The insurance plan you select also affects the coverage for this type of treatment. However, since Cigna only accepts quality care providers, choosing the right coverage can be a sound investment in your health.